Tuesday, June 16, 2009
RETAIL BANKING JOBS
Do you not want to just sell things? Well how about a different kind of retail job? When most people think of a retail job, they think of traditional types of work such as shop keeping, floor sales, and register clerking. But the word ''retail'' applies to any kind of service or work that involves providing services or products to the everyday consumer, so when considering a retail job search, broadening your perspective a bit can pay big dividends -- bank dividends, as a matter of fact.
Retail Banking: A Different Kind of Retail Job
If you're considering a career in retail, you need to know that there's more to the retail category than sales and service jobs. Retail banking, for example, is an aspect of the banking industry that deals directly with consumers instead of companies or other banks. Retail bankers offer their customers savings, checking, and specialty accounts, as well as personal loans, mortgages, credit and debit cards, and other personal financial services. If you've got a checking or savings account, you've already seen one side of the retail banking industry, so how about considering a career on the other side of the banking table?
Retail Banking Jobs
Your retail job search doesn't have to be limited to traditional retail positions such as sales or service jobs. One of the top retail jobs today is in the retail banking industry. Retail jobs in banking differ from other types of retail positions in that they are the perfect entry-level jobs for those interested in pursuing a career in the financial sector. Not only that, retail banking jobs involve many different kinds of positions. Let's take a few moments to look at some of the possibilities:
Retail Banking Clerk: Retail banking clerks are at the front line for the bank, handling the majority of banks routine interactions with customers. Most banking clerks are called tellers. They cash checks, take in deposits, and handle processing withdrawals. Tellers also handle mail transactions, sell bonds, accept payments for bills, and sell traveler's checks.
Head Teller: Head tellers supervise other groups of tellers, making sure that their working cash tallies up at a shift's end and answering any more complex questions that may arise in dealing with customers.
Customer Service Representative: Unlike tellers and bank clerks, CSRs are responsible for more complex customer interactions. They often handle setting up accounts, transferring money between banks, and dealing with foreign money exchanges and other international transactions. CSRs also ''pinch hit'' for tellers when the need arises.
Personal Financial Representative: These bank employees handle more of the sales aspects of a retail bank. They help customers to choose types of loans or mortgages, give advice on simple investments like CDs and other non-stock financial products, and suggest ways for customers to save and manage their money more effectively. Many of these positions are designated as loan officers, as they specialize in this area of expertise.
Retail Bank Manager: A retail bank manager is in charge of the overall bank, directing the given branch's efforts to attract new customers and increase sales of the bank's various financial products (loans, mortgages, CDs, etc.) based on the directives of central bank management. The retail bank manager (also called a branch manager) must also make sure that his or her branch is in compliance with all financial and business practices and policies, not only within the bank itself but also in regards to state and federal regulations.
Working Conditions
Most retail bankers used to work, well, banker's hours, typically from 9 to 5, Monday through Friday. But this now varies. Banks are now often open on Saturdays, and many have hours that extend to 7pm. While many retail banks are in bank buildings, increasingly there are mini-bank branches in supermarkets and shopping malls. These banks typically have longer hours and a great deal of foot traffic and noise.
While managers, CSRs, and personal finance reps usually have desks to work at, working as a teller means long hours on your feet. There is also a great deal of working with computers and other office equipment. Retail banking requires exacting care and attention; a mistake can cost the bank or customers a great deal of money, as well as having legal ramifications.
Qualifications
Most teller jobs require little more than a high school diploma, although a college degree in business, accounting, or another related area is advantageous. Training (through direct supervision and classroom work) is usually supplied. Many tellers are part-time workers who are working to supplement other sources of income. Bank managers usually need a BA in retail management or a similar area, although other degrees can be applied. An MBA or MA degree is preferred at this level, in addition to experience in building or managing a retail operation.Advancement Potential
College grads in business and accounting should be advised that a teller or CSR job is often a good way to start a banking career. With training supplied and numerous branches, most banks are practically designed for a hardworking teller to work his or her way up the corporate ladder to managing his or her own bank. By taking on new duties and working up to supervisory positions, entry-level retail banking employees can prepare for job openings within their branch or at other branches -- most banks prefer to fill managerial positions from within.
Conclusion
Looking for a retail job that can lead to a much bigger position? Consider a job in retail banking. With full training provided, part-time hours, and the chance to advance up the company ladder, it's a retail job that is worth some serious consideration.
NETWORK MARKETING JOBS
Do not for one minute think that you are to late to jump aboard this fast moving veheicle as the real expansion in this industry has only just begun.
With technology in the computing industry constantly advancing and becoming cheaper it is now possible to set yourself up in business from your home with a pc for under $1000, a good broadband connection and a telephone.
In the early eighties large corperation's had the market cornered but now the power is shifting to the home based entrepreneur. Network marketing is attracting people from all walks of life, Some jumping in and quitting their jobs to work full time from home and others taking the part time option to start with.
With many turnkey solutions on the market today and the biggest headache may be finding the right opportunity for you,Do your homework, dont just opt for the first offer you come across.
Enter keywords such as network marketing, work from home, home based business and internet marketing into google and the results are almost endless.
Tips For Success:
remember the system you are entering is likely going to be the one you will promote if you join so have a good look around as you have to be passionate about something if it is going to work.
Place yourself in your prospects eye's, is the offer appealing, is the opt in proccess easy with a strong call to action. If you are invited to leave your phone number do you recieve a follow up call within 24 hours, test the system. Do they provide social proof and live examples ie: video testimonials of the results others have achieved when working the system. Look for a stong product range within a company that is growing and not going to fade away by the end of the year.
Good on going training is a esential especialy if you are new to network marketing, Do they take away the risk and offer a full money back guarentee if you are not happy, residual income is a must and are they committed to helping you succeed.
Closing Thought:
Whatever the claim you are not going to become a millionaire overnight and success will not just land in your lap, You have to go get it and yes you have to work for it but if you are willing to commit yourself and work hard, Especialy when first starting your business the rewards can be substantial.
ADVERTISING JOBS
Working in advertising can be very challenging. If you want to explore your creative skills probably advertising is the best option for you. Getting an advertising job is difficult but it is quite rewarding. It is not always possible to get a big break into a reputed ad agency at once. But you should not refuse the chance of working in a small agency in the beginning. With experience you can always move on to a big ad firm.Here are a few tips to help you to get ad agency jobs.
Internship:
Experience matters a lot in this industry. Most of the ad firms look at interns as future employees. If you get the chance don't let it go by any means. Internship helps you to work with an ad agency and learn the nuances. You will get the chance to work in various areas. Get the most out of your internship and learn as much as you can. The experience is invaluable. It will take you one step ahead than your competitors.
Freelancing:
If you can't get a full time or even a part time job you can give freelance a serious thought. Many agencies prefer freelancer as they charge much less than the permanent employees. You can also directly approach small businesses, come up with your own campaign and your own.
Entry Level Work:
It feels nice to have your own chamber and bossing people around you. Well, it is the job of the creative head and it is not possible to hold that position as a fresher. You can't deal with big name clients at once. So start small. Many of the big shots in ad industry had started their career by taking any job that they got. Be willing to work outside of your job description. You can utilize that experience later on.
Create SPEC Ads:
SPEC Ads are the work you have done on your own. It is known in the industry as the copywriting or graphic design you have done but not published. SPEC Ads are very crucial to show your talent.
Contact TV & Radio Channels:
Many of the TV and radio channels need people to write commercials. You can apply for this post. This is a great opportunity for you to get started. It is easier for you to get this job since many people don't opt for this job as the TV and radio stations don't pay much for this job.
Special Course:
If you are serious about careers in advertising only college degree or diploma is not enough. Getting education in advertising is important. Try to opt for a special advertising course. It is not necessary that you visit an advertising school. These days Internet has given this opportunity to many people interested to learn about advertising.
Introduce Yourself to the Creative Head:
The creative head is the person whom you need to impress with your talent if you want to join the creative department. Introduce yourself in an innovative way. But remember to maintain the professional tone. Give a brief bio. Share your interest and show your enthusiasm and willingness to be available 24x7 which is very important in this industry.
Work in Sales:
You can also work in the marketing department of an ad agency. It is not similar to the sales department of a car dealership or garment industry. Exploring this department of an ad agency can be very interesting.
Keep these few points in mind.
Data Entry Jobs
1. Odesk - this is a global freelance site that has lots of opening for data entry workers. Membership to this site is free and payment is guaranteed after you completed a job. You can start working immediately once you clinch a job.
2. Elance - this is also an international freelance network. It offers all sorts of jobs including data entry work. Payment is also guaranteed. The system for getting a job here is similar to Odesk.
3. Rentacoder - this site has small and mid-sized jobs suitable if you are working part time. You can apply for data entry jobs here and deal directly with employers.
4. Craiglist - this is probably the most popular site for part time workers and freelancer looking for data entry jobs. There are no restrictions in this site so it would be easier to get a job in this network.
5. Calistyle 101 - This is freebie forum where you can find lots of work at home opportunities. Members of the forum will help you to find data entry jobs by posting job opportunities. This site also offers free ebooks and videos which you should download in order to understand how to get a home based job easily.
All these sites are no fee work at home networks. Simply register with the sites so you can start looking for data entry jobs.
INTERNET JOBS
In today's economy, millions of people are looking to create more money. The internet is the most common place for them to try and make a second income or even replace the income they may have lost. If you have no experience marketing on the internet, you could be in for a very disappointing surprise. The internet isn't a place for you to get rich, rather it is a place you can get rich slow. By slow I don't mean years and years, but most people think you should be able to join a program or opportunity and make thousands of dollars the next day. It simply doesn't work like that.
The internet is the largest marketplace in the world. It employs millions of people and a lot of whom work from home. This dream lifestyle is what makes a lot of people excited to come to the internet to try and make some extra money. They want to be able to work when they want and where they want. If you come to the internet with high hopes and unrealistic expectations, you could get chewed up and spit out like the majority of people do.
If you really want to make a career out of internet marketing, you need to set goals that are realistic. Don't tell yourself you want to make $20,000 your first month. This is highly unlikely to do. Although it is possible, that isn't a goal you should have. Your main goal is to learn as much as possible about how to marketing online first. It does you no good to join a program or try to promote a product if you don't know how to yet. It doesn't matter if you have the best product in the world if no one sees it, you will not make any money.
The approach I took when beginning my internet marketing career was to learn as much as possible first. I did not want to join program after program and then try to figure out how I was going to make money with it. I wanted to learn how to get as much exposure for my product or service before I joined it. Today however, there are programs that will teach you great marketing strategies when you join them. Savvy business owners know that in order for you to be a good affiliate or member of their program, you need to know how to market. Look for a program that offers marketing resources in addition to the actual product. These type of programs are somewhat rare and are emerging very fast online.
If you can pick the right program and the right person to join, you can make your internet marketing career a success. Don't set unrealistic goals and don't have your hopes to high. This is a job that is like other jobs. You have to work hard to earn your money. In the end, the harder you work to setup your business, the less work you will have to do and the more you will make.
TYPING JOBS
You can work at home typing and earn a very respectable wage. Some people make as much as $100 a day; you do the math on that one! This is fairly easy work, and the basic requirement is that you own a computer and have a fairly fast internet connection that is reliable. If you do not have a home Internet connection, then your alternative is to find a public facility such as your local library or coffeehouse, that has free wi-fi and utilize that. Basically, a computer and the internet are mandatory for this kind of work.
The best part of being able to work from home typing? Well, for most it is the freedom! Freedom to set your own schedule and work whenever you want to work. Some people choose to make it a full time endeavor and those who do find that it is financially very rewarding indeed. What kind of work will you be doing exactly? Well, that is a great question, and the answer is as varied as the stars in the sky! Some are working as virtual assistants, typing spreadsheets and doing scheduling for their employers. Still others work as writers, writing original content for articles and blog posts. In some cases, you may be asked to edit books, or to transcribe recorded materials for a wide variety of companies. Many internet marketers utilize what is called outsourcing of this nature, and it is a fine and interesting employment opportunity.
You should be aware that there are a number of scams operating on the Internet that involve working at home typing. These will often require fees of as high as $400 and sometimes even higher. A good rule of thumb is that if a fee is charged, the only one who will actually be making money is the scam operator. Ethical and honest internet employers will pay you to work, not the other way round. So get online and start looking for your new career today!
Regardless of how you sell on Craigslist, as long as you have quality products and a fair selling price, a sale should be the end result.
Ways to make Money
1 - Sell
You can sell just about anything on Craigslist, including small items, used vehicles, and homes. To get started with making money, look at the extra items you have around your home that you no longer want, need, or use. Sell these items to make extra money. When selling on the popular classified website, you have a number of options. You can create a single listing for each individual item, such as DVDs. Or, you can group similar items, like a group of 20 DVDs, into one lot and sell them for one lump sum.
2 - Buy and Resell Products
Your goal is to make money, so you may wonder what becoming a Craigslist buyer has to do with making money. After all, you are just spending it. In most cases, you need to spend money to make it. What you are doing is buying and reselling products. Many of the people who sell on Craigslist are trying to make extra money and quick. They don't always take the time to research their items and their values. This means the potential to scoop up some really good deals! Find these deals and later resell for a profit. When reselling items you bought on the website, you can repost them for sale, create a listing in your local newspaper, or sell on eBay.
3 - Offer Your Services for a Fee
Do you have a unique talent that you can sell as a service? For example, do you have experience working with children? If so, offer your services as a part-time babysitter. If you are a construction worker, offer your services on the website for odd jobs. Your options are endless. Basically, if you have a talent that people will pay for, you can list it and make money. Interested clients will contact you for more information.